FinTech · Payments · Lending · Compliance

FinTech software built for India, UAE and UK markets — secure by design.

We build FinTech products — payment platforms, digital wallets, lending apps and financial dashboards — with regulatory compliance and enterprise-grade security built in from day one.

+ CBUAE compliance
RBI · FCA
+ CBUAE compliance
+ Stripe + GoCardless
UPI · NACH
+ Stripe + GoCardless
Workflow integration
KYC/AML
Workflow integration

FinTech engineering principles

  • Regulatory-first designWe map applicable rules before scoping features — not as an afterthought.
  • Multi-market payment supportUPI, NACH, Stripe, GoCardless — the right gateway for each market, integrated natively.
  • Audit-grade loggingEvery financial transaction is logged immutably for regulatory reporting and dispute resolution.
  • Security baselineAES-256, TLS, MFA, HSM key management and regular penetration testing are non-negotiable defaults.

What we build

FinTech development services

Payment platforms

Payment collection, disbursement and reconciliation systems with UPI, NACH, Stripe and international gateway support.

Digital wallets & BNPL

Wallet balance management, peer-to-peer transfers, BNPL instalment engines and loyalty reward integrations.

Financial dashboards

Real-time financial analytics, portfolio tracking, transaction reporting and compliance dashboards for operations and regulators.

KYC & compliance

KYC/AML workflow integration (Onfido, DigiLocker, VKYC), sanctions screening and regulatory reporting pipelines.

Process

From concept to live product

  1. 01

    Regulatory mapping

    We map applicable regulations, data flows and compliance requirements before scoping any feature.

  2. 02

    Security architecture

    Encryption, access control and audit logging designed before sprint work begins.

  3. 03

    Sprint delivery

    Two-week sprints with a staging environment for testing payment flows end-to-end in sandbox mode.

  4. 04

    Launch & monitor

    Production launch with anomaly detection, transaction monitoring and a support retainer.

Technologies

FinTech engineering stack

NestJSNext.jsFlutterTypeScriptPostgreSQLRazorpayStripeGoCardlessPlaidNPCI UPIOnfidoAWS KMSRedisDockerGitHub Actions

FAQ

FinTech development questions

What types of FinTech products do you build?

Payment collection and disbursement platforms, digital wallets, BNPL and consumer lending apps, investment tracking dashboards, insurance policy management portals, banking API aggregation layers and financial reporting tools.

Which payment and banking APIs do you integrate?

Razorpay, PayU and NPCI (UPI, eNACH) for India; Stripe, GoCardless and open banking APIs (Plaid, TrueLayer) for the UK; and local payment gateways for the UAE. We also integrate with core banking systems and SWIFT for international transfers.

How do you handle regulatory compliance?

We build with RBI guidelines for India, FCA requirements for the UK, and CBUAE regulations for the UAE in mind — including KYC/AML workflow design, data residency, audit logging and role-based access. We work with your compliance and legal team, not around them.

Can you build a lending or credit product?

Yes. We have built loan origination and disbursement workflows, EMI collection via eNACH/NACH, credit scoring integrations (CIBIL, Experian) and borrower self-service portals. We design the data model to support regulatory reporting from the start.

How do you approach security for financial applications?

End-to-end TLS, AES-256 encryption at rest, HSM-based key management for sensitive data, MFA, comprehensive audit logs, anomaly detection and regular penetration testing. Financial applications require a higher security baseline and we treat it as non-negotiable.

Building a FinTech product?

Tell us about your product and target market and we'll come back with a scoping proposal.

Start the conversation